Does Clearcover Cover Rental Cars?

Do you really need the extra insurance when renting a car?

You might not need to buy extra car insurance from the rental car company.

That’s because the coverage on your personal auto policy may extend to a rental car.

If you have that on your personal policy, it may help pay to repair the rental car if it’s damaged in a collision.

Again, a deductible will apply..

What insurance should you get when renting a car?

Rental car companies typically offer insurance via a loss damage waiver or collision damage waiver (LDW or CDW). This type of insurance covers you if your rental car is damaged in a collision, stolen or vandalized.

What do I do if I damage a rental car?

The rental car company may or may not offer a description or proof of the damage. Now you have three options: You can pay up, hand the claim off to your auto insurance company or credit card company, or reject the claim. If you choose the second or third option, you’ll need to be prepared.

Does my credit card cover car rental insurance?

Credit cards typically only provide collision damage coverage, so you will not be held responsible for any theft or damage to the rental car. When you go to pick up your rental car, you’ll need to decide on whether or not you want to pay for the rental company’s collision damage waiver (CDW).

How much do rental car companies charge for insurance?

This coverage usually costs anywhere from $9 to $19 per day, but this varies by state, vehicle and rate. For example, if you purchase a collision damage waiver from Alamo, the cost is around $23.99 per day, while Hertz offers its loss-damage waiver for around $38.95 and a collision damage waiver for $29.95.

Does my personal insurance cover car rental?

Your personal auto insurance, including all limits and deductibles, extends to almost any rental car you drive. That means, if you carry comprehensive and collision coverage on your daily ride, you’ll be protected against physical damage to your rental car.

Do rental car companies check your insurance?

You should check your insurance policy or call your insurer to make sure, but most policies extend the definition of your “covered vehicle” to any vehicle you rent. … In that case, the rental company may require you to show proof of insurance before they’ll let you rent a car. Keep your insurance card handy just in case.

How much is enterprise full coverage insurance?

Insurance Coverage offered by Enterprise. Damage Waiver (DW) ranges between $11.99 and $16.99 per day.

What should I know before renting a car?

Here are 8 valuable things to know about how to rent a car.Use a credit card when picking up the car. … Kids cost more to drive rental cars. … Keep drivers to a minimum. … Shop around for car insurance. … Try not to rent a car at the airport. … Stay on paved roads. … Fill up the tank before returning the car.More items…•